Credit Score Hero ArticlesHand-crafted and hand-picked articles just for our customers
This story is not available until the reporter is paid. Aaron Crowe is a freelance journalist who specializes in personal finance topics. We are here to help fix errors on your credit. Take control of your credit by letting our experts help you!read more
This story will return when the writer is paid. Aaron Crowe is a freelance journalist who specializes in personal finance topics. We are here to help fix errors on your credit. Take control of your credit by letting our experts help you!read more
By Aaron Crowe Too many inquiries into your credit report can lower your credit score, which can make it difficult to be approved for credit or get good interest rates on loans. But at least those inquiries are usually done at your request because you’re applying for...read more
By Aaron Crowe Christmas shopping can be hectic. Shopping with a credit card can add to the turmoil — if you’re not careful. Whether you’re still paying off last year’s Christmas debt, had your identity stolen or opened a credit card that you now regret, there are...read more
By Aaron Crowe December can be one of the most stressful months of the year. At a time when you’d like to spend time with friends and family, the weeks before Christmas can be full of shopping, eating too much, travel and spending too much. Meeting any financial goal...read more
Maximizing Credit Card Rewards and Other Tips to Save Money at Christmas By Aaron Crowe Christmas is a time to splurge on gifts for friends and family. For parents, it can be fun to buy a load of toys for their kids and see their happy faces on Christmas morning....read more
Email reminders from your bank or a banner ad on its website can become annoyances you’d probably rather avoid. But if they’re done as part of a program to send you small reminders about how much using a credit card can cost, they could help you lower your credit card...read more
By Aaron Crowe Identity theft just doesn’t happen to adults. It can happen to children too, even babies, for a simple reason: Thieves can use it to apply for government benefits, open bank and credit card accounts, and apply for a loan. All it takes is getting a...read more
A credit card statement can be the last thing you’ll want to read. It’s only full of bad news — all the charges you made in the past month and now have to pay for. Those numbers can also bring you good news if you look at them carefully and take some action. Chances...read more
If you only want to buy what you can afford, then a credit card can be a poor way to do it and can lead to more credit card debt than you can handle. By the time the bill arrives in the mail, the credit card debt can seem like a long-ago purchase that filled a need at...read more
Deciding when to buy a house — if ever — can be difficult. Having enough money for the many expenses of owning a home is obviously a top concern: a down payment, monthly mortgage payments, insurance, taxes and maintenance, among others. How good of a credit score...read more
If your bank or credit card provider has ever tried to sell you "payment protection" or a product to monitor your card for identity theft, then you're being sold some credit card add-on products you probably don't need. These and other credit monitoring and...read more
Common Danger Signs to Look For Change of Address – Most people may not think too much about seeing an extra residence address on their credit report that never belonged to them. They may just assume it’s an error, which it may be. But it could also be the beginning...read more
Your credit score is typically a three digit number based on a scale of 300 to 850. The number is a representation of how risky it is to lend you money or issue you a credit card. The credit score is based on account information, including your payment history, from...read more
Getting married allows couples to make a lot of financial decisions together. From buying a car, house or simply deciding where to go out for dinner, spending money and making financial decisions together is part of marriage. Just getting married, however, doesn’t...read more
Death and taxes may be forever but debt isn't. Debt does eventually expire. There are some facts worth knowing before worrying yourself to death about bill collectors and credit card companies seeking money from you until the end of time. While delinquent consumer...read more
Knowing your credit score — and the benefits of improving it — can lead to wiser financial decisions. Lenders have their own acceptable level of risk for their credit products, so there isn’t a specific credit score that all lenders use to determine what interest rate...read more
First dates don’t always result in marriage and the same is true with a home loan application. Lenders have different requirements for home buyers and people looking to refinance a mortgage, which can make finding the perfect match difficult. Not every borrower is...read more
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