Credit Score Hero Articles

Hand-crafted and hand-picked articles just for our customers

Where to Find Free Help to File Your Taxes

This story will return when the writer is paid. Aaron Crowe is a freelance journalist who specializes in personal finance topics. We are here to help fix errors on your credit. Take control of your credit by letting our experts help you!

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What a Credit Inquiry is and Fixing Unauthorized Ones

By Aaron Crowe Too many inquiries into your credit report can lower your credit score, which can make it difficult to be approved for credit or get good interest rates on loans. But at least those inquiries are usually done at your request because you’re applying for...

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5 Credit Card Problems to Avoid at Christmas

By Aaron Crowe Christmas shopping can be hectic. Shopping with a credit card can add to the turmoil — if you’re not careful. Whether you’re still paying off last year’s Christmas debt, had your identity stolen or opened a credit card that you now regret, there are...

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6 Steps to Financial Goal Planning for Christmas

By Aaron Crowe December can be one of the most stressful months of the year. At a time when you’d like to spend time with friends and family, the weeks before Christmas can be full of shopping, eating too much, travel and spending too much. Meeting any financial goal...

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Small Reminders Can Help Lower Credit Card Debt

Email reminders from your bank or a banner ad on its website can become annoyances you’d probably rather avoid. But if they’re done as part of a program to send you small reminders about how much using a credit card can cost, they could help you lower your credit card...

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How to Make Sure Your Child Has a Clean Credit History

By Aaron Crowe Identity theft just doesn’t happen to adults. It can happen to children too, even babies, for a simple reason: Thieves can use it to apply for government benefits, open bank and credit card accounts, and apply for a loan. All it takes is getting a...

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How Credit Card Debt Can Make You Irrational

If you only want to buy what you can afford, then a credit card can be a poor way to do it and can lead to more credit card debt than you can handle. By the time the bill arrives in the mail, the credit card debt can seem like a long-ago purchase that filled a need at...

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Poor Credit Causes Some to Wait 10 Years to Buy a Home

Deciding when to buy a house — if ever — can be difficult. Having enough money for the many expenses of owning a home is obviously a top concern: a down payment, monthly mortgage payments, insurance, taxes and maintenance, among others. How good of a credit score...

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Credit Theft Danger Signs

Common Danger Signs to Look For Change of Address – Most people may not think too much about seeing an extra residence address on their credit report that never belonged to them. They may just assume it’s an error, which it may be. But it could also be the beginning...

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Why Do I Have So Many Different Credit Scores?

Your credit score is typically a three digit number based on a scale of 300 to 850. The number is a representation of how risky it is to lend you money or issue you a credit card. The credit score is based on account information, including your payment history, from...

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How Marriage Impacts Your Credit

Getting married allows couples to make a lot of financial decisions together. From buying a car, house or simply deciding where to go out for dinner, spending money and making financial decisions together is part of marriage. Just getting married, however, doesn’t...

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Does Debt Ever Expire?

Death and taxes may be forever but debt isn't. Debt does eventually expire. There are some facts worth knowing before worrying yourself to death about bill collectors and credit card companies seeking money from you until the end of time. While delinquent consumer...

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6 Ways Great Credit Scores Can Make Life Easier

Knowing your credit score — and the benefits of improving it — can lead to wiser financial decisions. Lenders have their own acceptable level of risk for their credit products, so there isn’t a specific credit score that all lenders use to determine what interest rate...

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Rebounding From a Home Loan Rejection

First dates don’t always result in marriage and the same is true with a home loan application. Lenders have different requirements for home buyers and people looking to refinance a mortgage, which can make finding the perfect match difficult.  Not every borrower is...

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